Using A Micro Loan To Start A Home Business

The micro loan began to support poverty stricken people, who were unable to prove that they could repay. Using charitable donations, these impoverished individuals could fund their small businesses, and start to create some wealth and income by themselves. Frequently, a high rate...
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How to Save Money - Even on a Tight Budget

The expense of higher education seems dear when you’re looking at tuition and student-loan interest rates, but when you start factoring in the cost of living, the numbers begin to seem staggering. If you’re pinching pennies in college or grad school, you’d better be prepared to tap...
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Pay Yourself First: Savings Tips and Tricks

The ancient Babylonians were credited with mean the first people who came up with the idea of "paying yourself first." Although it is an old idea, it is still just as effective today as it was then. If you want to be able to grow your wealth, and live a more comfortable lifestyle,...
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Two Methods to Reduce Credit Card Debt

The warning signs are all there. Your credit card bills are slowly increasing, while more and more you have to juggle your finances to pay everything on time. Even worse is if you miss a payment and face even greater challenges with penalty fees and increased interest rates. You...
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Remodeling: Keeping it Affordable

In the current tough-as-nails housing market, there’s no question that remodeling your home can add some much needed resale value to your home. While taking out a loan and hiring a licensed contractor to do a major remodel will yield great results, many of us just can’t afford the...
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An Idiot’s Guide to IR35

Have you ever found yourself feeling slightly dazed and confused about IR35 legislation? If so, you’re not alone! The IR35 is a difficult topic to get to grips with for many contractors and entrepreneurs, so it’s about time we put together a straightforward, no-nonsense idiot’s guide...
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5 Apps For Managing Personal Finance

If you are looking for an easy and convenient way to keep track of your finances, both at home and on-the-go, use your iPhone, Android or Blackberry phone to organize your financial life. There are hundreds of personal finance apps available for download, but only a few can provide...
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Business Budgeting: Monthly Copier Lease Rates

For many business owners who don't have the budget to buy a large, high-capacity commercial copier, leasing is a smarter and more affordable alternative. Leasing is also great for small to medium offices in need of equipment on a limited budget. However, it's very important to become...
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Tips For Buying Laptops on a Budget

Cup of coffee? Check. Pen and sales papers? Check. Internet browser open and ready? Check. Now you’re ready to learn how to find the best laptop deals! While it may seem simple to some to blindly wander into their local electronics store and choose the first laptop they see with...
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Pound Battles the Euro in the Foreign Currency Markets

It has been impossible not to notice, especially amongst holidaymakers in Europe, how badly the British pound was performing against the Euro in the foreign currency exchange market. News is not improving after the pound fell against the Euro and the UK economy slumped...
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Retirement Annuity – A Financial Means to Live Life Happily

Undeniably, there are several retirement policies to consider in the global economic market. Once you start ransacking the online search engines, you come across numerous financial policies that have been designed to keep retirees financially secured throughout their retirement period....
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Calculate your Annuity Payouts with an Annuity Calculator

So, what are your postretirement plans? Are you planning to depend on pensions throughout your entire life? If it be so, are you aware of the interest rates which will determine your income at the end of every month? Now, it’s no doubt painful to knock your pension department every...
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Profiting in Hard Times with Forex Trading

The recession has left many businesses and currencies at the brink of collapse. With experts predicting the Euro will not survive the year intact, it is hard to see how investors can succeed within the current economic climate. However, many keen traders and Forex brokers see Forex...
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Personal Finance Resolutions for 2012

Another year has passed. Unfortunately while many people had lost their homes, jobs and money in the stock market during last year, it may seem almost hopeless to make any personal finance resolutions for 2012, or is it? There is hope, and with practical steps there are ways you...
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Pension Transfer Advice – Secure Your Future

If you are concerned with the future and your financial situation after you have left the world of work, this is a good thing. Too few people nowadays think about how they will fund their lifestyle when they reach retirement age and such people could find themselves without adequate...
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