10 Small Steps To Carry You Out of Debt

We often think of conquering debt in terms of the big actions that are required to get it under control. However, it is equally important to take small steps to get yourself out of debt. These small steps will not only help you to reduce your debt but will also help you save money...
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How to Finance Your Home Renovation

Guest post by : - Andrew Through time, houses normally deteriorate. Renovation may not be an option but a necessity especially because you need to maintain the quality of your life as you live in it. You may also need to renovate if you intend to boost the property’s resale value....
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Reclaim Your Finance : Things You Should Do to Stay in Control

When your finances are controlling your life, you will be unable to build the life that you want for yourself, because you will be governed by debts, interest rates and due (and overdue) dates. So instead of feeling helpless when it comes to your finances you need to know...
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Rise in students credit card debt

Now a days the ratio of credit card debts in students is increasing day by day as every students use 3- 4 credit cards for their minimal needs. According to a survey it has been seen that most of students are facing finance changes as they are not able to pay monthly payments on...
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Does debt settlement affect your credit score ?

Debt settlement is the process by which you pay less than the amount you actually owe to the creditors, and they agree to accept and settle the debt with this payment. It can be negotiated if you are lagging behind the payments.  We opt for debt settlement when we try to qualify...
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5 important debt collection laws you must know

If you have huge debt and you are not able to pay it then your creditors will pass on your accounts details to the  debt collection agencies to harass you and to collect the money from you. The main purpose of these debt collection agencies is to collect the unpaid debt from...
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Simple steps to avoid Bankruptcy

There are so many people who are struggling with financial times and finally they choose bankruptcy to solve their problems. It can give you relief from your financial hardship in some cases but in most of the cases its not the best option to choose. Here are some steps which may guide you to avoid bankruptcy : - 1. Filling bankruptcy is...
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Global Financial Instability at Its Peak

Guest post by : Sirangi Kalpana The term global finance has become a very difficult term to be understood from a larger perspective. The recent recession has left millions of people jobless and the memories are still fresh for the people those who received the pink slip. There...
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